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For Black Homeowners, Great Recession has not Receded

By Freddie Allen Senior Washington Correspondent WASHINGTON (NNPA) – Most economists agree that the Great Recession, sparked by the housing market crash, officially ended in 2009, but the fallout from the crisis will continue to hurt Black families, especially Black homeowners, for decades to come, according to a new report commissioned by the American Civil Liberties Union (ACLU). “In 2007, median wealth e ...

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First Thursdays Partners with JUL for Business Loan Match Program

City of Jacksonville political members were invited to join a small business development discussion during the First Thursday Jacksonville June meeting at the Jacksonville Urban League. First Thursdays has been a driving force behind assisting entrepreneurs with resources to gain insight into local, national and government contracts. Their current agenda is a business loan match partnership with the Jackson ...

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SunTrust Bank, Operation HOPE and City of Jacksonville Launch Hope Inside Certified Plus

More than 85 members of the community attended the April 28th grand opening celebration of the Hope Inside Certified Plus program, a free monthly seminar session that allow residents the opportunity to become better educated on topics such as home ownership and credit and money management. The event featured speakers from the program’s partnering organizations—SunTrust Bank, Operation HOPE and the City of J ...

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Jacksonville Veterans Offered Free Tax Preparation Services

Qualified Jacksonville veterans can receive free help with their tax preparation at City Hall, 117 W. Duval Street, Suite 175. An IRS-certified volunteer income tax coach from MyFreeTaxes.com will be at City Hall from 10 a.m. to 2 p.m. Tuesday through Friday to assist veterans in preparing their own income tax returns. The free service will be offered through June 20, 2015. Veterans must have made $60,000 o ...

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San Jose Nurse and Doctors Ready for Expansion

San Jose Nurse and Doctors Ready for  Expansion - San Jose Health and Rehabilitation Center a Consulate Healthcare Center had an open house on February 4, 2015, from 4-7 pm.  The open house was in honor of the newly remodeled Therapy Department expansion. San Jose is a 120 bed skilled nursing center with 24 private rooms that has been completely renovated along with new furniture.  The open house featured a ...

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Pros and Cons of Reverse Mortgages

By Jason Alderman Over the last decade, reverse mortgages have been marketed as an easy way for seniors to cash in their home equity to pay for living expenses. However, many have learned that improper use of the product – such as pulling all their cash out at one time to pay bills – has led to significant financial problems later, including foreclosure. In actuality, there are some cases where reverse mort ...

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Resetting Your Financial Life for Retirement

By Jason Alderman The phrase "downsizing for retirement" is popular with Baby Boomers, the youngest of whom turned 50 last year. It sparks a conversation about transition, which may include buying fewer new things, selling, gifting or donating possessions that are no longer needed and relocating to smaller quarters to create a more comfortable and affordable retirement. If you've diligently saved and planne ...

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Yours, Mine and Ours: Planning Stepfamily Finances

By Jason Alderman The Pew Research Center reports (http://www.pewsocialtrends.org/) that four in ten American adults have at least one steprelative, defined as a stepparent, a step-or-half sibling or a stepchild, in their family. While the Pew study says that many stepfamilies operate harmoniously, it also notes that adults "feel a stronger sense of obligation to their biological family members than they do ...

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